Insurance coverage

Insurance coverage

Insurance coverage is the amount of risk, liability, or potential loss that is protected by insurance. It helps individuals recover from financial losses as a result of incidents, such as car accidents, damaged property, or unexpected health issues.

In order to be covered for their losses, individuals pay an insurance premium. The insurance coverage depends on the policyholder’s age, place of residence, employment benefits, number of children, and other lifestyle factors.

Having insurance coverage is important because it can provide individuals with financial security and help mitigate losses. It also offers a sense of safety for the policyholder and their family, knowing that financial losses can be protected. The most common types of insurance coverages include life, health, auto, and homeowners.

Life Insurance Coverage

Life insurance coverage provides beneficiaries with a sum of money upon the death of the insured individual. Beneficiaries can be anyone that the insured individual wants to provide the money to, such as a spouse, friend, children, or charity. The purpose of life insurance is to be able to financially assist family members after the death of a loved one, provide for funeral expenses, or pay for outstanding debt. There are various types of life insurance, not limited to but including:

  • Term life insurance: This insurance has a fixed period of time for coverage, such as 10, 20, or 30 years. The coverage may also only last a certain number of years or until a certain age, such as 65 years. After that, the policyholder will not receive coverage anymore unless they purchase insurance again.
  • Permanent life insurance: This gives coverage for the rest of your life and never expires. There are two types – whole life insurance and universal life insurance,Insurance coverage.

Health Insurance Coverage

Having health insurance coverage can help individuals avoid paying the full costs of medical expenses incurred when they require medical attention. Depending on how much they pay for insurance, it can protect the policyholder from having to pay for visits to the doctor, prescription medicines, and any other healthcare costs. There are several types of coverages for health insurance, which includes:

  • Health and dental insurance: This is beneficial in covering healthcare costs that are not protected by government programs or employment benefits.
  • Disability insurance: This helps to protect the individual if they suffer from an accident and become disabled. The insurance coverage can help minimize financial losses if they are unable to work due to a disability.
  • Critical illness insurance: This insurance is beneficial to cover the costs of healthcare for individuals who are suffering from serious or life-threatening illnesses.
  • Long-term care insurance: This can help cover the costs of long-term care facilities or home-care service providers if the individual is no longer capable of caring for themselves due to aging, illness, or an accident,Insurance coverage.
Auto Insurance Coverage

Auto insurance is used to protect individuals from financial losses associated with medical expenses and repair costs due to a car accident. Not only does having auto insurance coverage financially protect the driver, but it can also protect the passengers in the vehicle and other vehicles involved in the accident. Here are some examples of several types of auto insurance coverages:

  • Bodily injury liability: If the policyholder injures another individual in a car accident, this insurance helps cover medical costs for the injured individual.
  • Property damage liability: This insurance covers the costs associated with repairing other vehicles or other property that the policyholder damaged,Insurance coverage.
  • Collision coverage: This insurance covers the costs of repairing damages to the owner’s own vehicle or property,Insurance coverage.
  • Comprehensive coverage: This insurance protects the policyholder in the case of loss, damage, or theft of their car. It can be due to an incident other than a car accident, such as damage from extreme weather or damage from a falling object,Insurance coverage.
Homeowner’s Insurance Coverage

Homeowner’s insurance protects you from financial losses related to your home. The coverage can help you with expenses associated with repairs, destruction, maintenance, or replacing damaged items inside your home. Depending on the type of coverage, it can also cover losses such as clothing, furniture, electronic appliances, and other personal belongings. Homeowners insurance coverage can financially protect you in situations such as:

  • Fires,Insurance coverage.
  • Weather-related destruction such as wind, hurricane, lightning,Insurance coverage.
  • Theft and vandalism,Insurance coverage.

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Are up seeking information on the USA VISA LOTTERY process? Then you are in the right place. In this article, we will be talking about the USA VISA Lottery and also share some Quality and Best Guides you have to study, Live or work Abroad. It is also worth noting here that every piece of information here is free. Hence, you don’t have to worry about being charged for information being shared here,USA VISA LOTTERY – HOW TO APPLY.

We simply want to update you on the processes involved in getting enrolled for USA VISA LOTTERY and other handy information that we believe would be necessary for you,USA VISA LOTTERY – HOW TO APPLY.

So without further ado, let’s get started with the USA VISA Lottery guide and everything other information you could need on the subject.

Benefits Of American Green Card (USA Visa)

The USA VISA Lottery is also referred to as the Green Card. There are quite a number of benefits that will follow the winners of the 2021-2022 American Visa Lottery Applicants:

  1. Getting a Green Card is as good as being a permanent citizen in the US. You can live in the USA with free citizenship.
  2. You can Study with Grants and Sponsorship that are open to the US and international students
  3. US Green Card can guarantee your Workspace abroad
Who Is Eligible for USA Visa Lottery?

Before we talk about Eligibility, please note that there is a limited period of time for which applicants can apply for the Diversity Immigrant Visa (DV). This is because the program is only available for a limited period of time each fiscal year,USA VISA LOTTERY – HOW TO APPLY.

Before you apply, it is important that you know whether or not you are eligible.

First, the USA VISA Lottery program is not available to every country. Basically, Natives of countries with historically low rates of immigration to the United States may be eligible to enter.


Diversity visas go to natives of selected countries in six geographic regions. These regions include Africa, Asia, Europe, North America, Oceania, plus South America, Central America, and the Caribbean. These regions have a low rate of immigration to the United State. However, this is just the first step,USA VISA LOTTERY – HOW TO APPLY,USA VISA LOTTERY – HOW TO APPLY.

Unfortunately, natives of Bangladesh, Brazil, Canada, China (mainland and Hong Kong), Colombia, Dominican Republic, El Salvador, Guatemala, Haiti, Honduras, India, Jamaica, Mexico, Nigeria, Pakistan, Philippines, South Korea, United Kingdom, and its dependent territories (except Northern Ireland), and Vietnam are ineligible.

Eligibility for USA Visa Lottery Application

Requirement #1: Individuals born in countries whose natives qualify may be eligible to enter.

If you were not born in an eligible country, there are two other ways you might be able to qualify,USA VISA LOTTERY – HOW TO APPLY.

  • Is your spouse a native of a country with historically low rates of immigration to the United States? If yes, you can claim your spouse’s country of birth – provided that you and your spouse are named on the selected entry, are found eligible and issued diversity visas, and enter the United States simultaneously.
  • Are you a native of a country that does not have historically low rates of immigration to the United States, but in which neither of your parents was born or legally resident at the time of your birth? If yes, you may claim the country of birth of one of your parents if it is a country whose natives are eligible for the DV-2022 program,USA VISA LOTTERY – HOW TO APPLY.

Requirement #2: Each DV applicant must meet the education/work experience requirement of the DV program by having either: at least a high school education or its equivalent, defined as successful completion of a 12-year course of formal elementary and secondary education;


Two years of work experience within the past five years in an occupation that requires at least two years of training or experience to perform. The Department of State will use the U.S. Department of Labor’s O*Net Online database to determine qualifying work experience.

Applicants must submit entries for the DV program electronically at the website between October 1st noon, Eastern Daylight Time (EDT) (GMT-4), to November. 3 each year. This is a yearly program be sure to submit your entry on time.

No late entries or paper entries will be accepted. The law allows only one entry per person during each entry period. The Department of State uses sophisticated technology to detect multiple entries. Submission of more than one entry will render you ineligible for a DV. View The Full Requirements and USA VISA LOTTERY – HOW TO APPLY.How To Apply Here,

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Chevening Scholarship 2023 | Application Process (Fully Funded)

Chevening Scholarship 2023 | Application Process (Fully Funded)

Chevening Scholarship is currently open. In this article, we will explain in detail about this scholarship, its application benefits and step by step application process.

Scholarship 2Chevening 023-2024 is a fully funded masters scholarship for international students. Chevening Scholarship covers university tuition fees, a monthly living allowance, an economy class return airfare to the UK, and additional grants and allowances to cover essential expenditure.

Chevening provides future leaders and influencers from around the globe a distinctive chance to grow professionally and academically, network widely, experience UK culture, and create enduring beneficial interactions with the UK. Chevening is the international awards system of the UK government that aims to develop worldwide leaders. There will be around 1,500 scholarships being provided worldwid,Chevening Scholarship 2023 | Application Process (Fully Funded)..

Funded by the Foreign and Commonwealth Office (FCO) and partner organizations, Chevening provides two kinds of awards–Chevening Scholarships and Chevening Fellowships–with recipients personally chosen throughout the globe by British embassies and high commissions,Chevening Scholarship 2023 | Application Process (Fully Funded).

Chevening Scholarship Summary
  • Level of Study: Masters
  • Institution(s): UK Universities
  • Study in: UK
  • Courses Offered: Full-time taught Masters Degree Program in any subject.
  • Program Period: Depends on the selected program but not more than one year postgraduate course.
  • Chevening Scholarship Deadline: November 1, 2022
Chevening Scholarship Coverage

Chevening Scholarship 2023, provides the recipient with the following benefits:

  • University tuition fees,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • A monthly stipend.
  • Travel costs to and from the UK,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • An arrival allowance,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • A homeward departure allowance,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • The cost of one visa application,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • A travel grant to attend Chevening events in the UK,Chevening Scholarship 2023 | Application Process (Fully Funded).
Eligibility Criteria for Chevening Scholarship

To be eligible for Chevening Scholarships, applicants must meet the following criteria:

  • Required Language: English
  • Eligible Countries: The scholarships are targeted to citizens of Chevening-eligible countries. See the official website for complete list of countries eligible for Chevening scholarships.
  • Return to your country of citizenship for a minimum of two years after your scholarship has ended
  • Have completed all components of an undergraduate degree that will enable you to gain entry onto a postgraduate programme at a UK university by the time you submit your application. This is typically equivalent to an upper second-class 2:1 honours degree in the UK but may be different depending on your course and university choice.
  • Have at least two years (equivalent to 2,800 hours) of work experience.
  • Apply to three different eligible UK university courses and have received an unconditional offer from one of these choices by 13 July 2023,Chevening Scholarship 2023 | Application Process (Fully Funded).

You are not eligible for a Chevening Scholarship if you:

  • Hold British or dual British citizenship (unless you are a citizen of a British Overseas Territory or hold BN(O) and are applying from Hong Kong).
  • Hold refugee status in a non-Chevening eligible country. Applicants who are citizens of a Chevening-eligible country and who hold refugee status in a Chevening-eligible country are eligible for a scholarship,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • Are an employee, a former employee, or relative* of an employee of Her Majesty’s Government, or have been within the last two years from the opening of Chevening applications (including British embassies/high commissions; the Department for Business, Energy & Industrial Strategy; Department for International Trade; the Ministry of Defence; and the Home Office), or a staff member of the Association of Commonwealth Universities.
  • Employees, former employees, or relatives* of an employee of Chevening Partner organisations are eligible to apply, but if the employment took place within the last two years, you cannot receive a Chevening Partner Award from the organisation from which you work, previously worked, or are affiliated with through relatives.
  • Have previously studied in the UK with funding from a UK Government-funded scholarship.
How to Apply for Chevening Scholarship ?

Please follow the following instructions to apply for Chevening Scholarship:

  1. Choose your country from here, then choose Chevening Scholarship.
  2. Create an account.
  3. Fill your profile with your personal information, save the data and validate your profile, then start your application.
  4. Complete the quiz to assure your eligibility for the Scholarship,Chevening Scholarship 2023 | Application Process (Fully Funded).
  5. Fill the application with the required data and prepare the following documents:
  • Completed education documents,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • English language qualification,Chevening Scholarship 2023 | Application Process (Fully Funded).
  • Conditional offers for proposed courses of study (up to three).
  • Unconditional offers for proposed courses of study (up to three) (You must upload at least one unconditional offer by 13 July 2023).
  • References (If you are invited to interview you will be invited to upload two references).
  • Passport / ID document,Chevening Scholarship 2023 | Application Process (Fully Funded).

6. Submit the application,Chevening Scholarship 2023 | Application Process (Fully Funded).

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UMY Scholarships 2023 Indonesia

UMY Scholarships 2023 Indonesia

UMY International Scholarship 2023 is currently open for international students. In this article, we will explain in detail about UMY Scholarship, its benefits, and the step-by-step application process.

UMY Scholarship 2023-2024 is a fully funded scholarship for international students. This scholarship is offered for undergraduate, master’s, and doctoral studies. The scholarship provides a tuition fee waiver and living expenses of IDR 1,850,000 for undergraduates, IDR 2,350,000 for masters, and IDR 2,600,000 for doctoral students per month.

Scholarship Summary
  • Level of Study: Undergraduate / Masters / Doctoral
  • Institution(s): Universitas Muhammadiyah Yogyakarta
  • Study in: Indonesia
  • Deadline: November 25, 2022 / April 28, 2023
  • Program Period: As per the program
You may be interested in applying for these scholarships
  • MEXT Scholarship University Recommendation Japan
  • Justus & Louise van Effen Excellence Scholarships Netherlands
  • Monash Humanitarian Scholarship 2020 Australia
Scholarship Coverage

UMY Scholarships provide the recipient with below benefits:

  • Tuition Fee
  • Free Dormitory
  • Living Cost

The scholarship offers a tuition fee waiver and living expenses of IDR 1,850,000 for undergraduates, IDR 2,350,000 for masters, and IDR 2,600,000 for doctoral students per month.

Eligibility Criteria for UMY Scholarships

To qualify for UMY Scholarships, the candidate must fulfill all of the following requirements below:

  • Required Language: English. Applicants must be able to demonstrate English language fluency, there is no specific requirement mentioned in the announcement.
  • Eligible Countries: All world countries.
  • Applicants should be International (Students from all around the world)
  • Students should have a Bachelor’s (16-year education) for a master’s degree and a master’s (18-year education) for a Ph.D. degree or equivalent to the Universitas Muhammadiyah Yogyakarta university requirements.
  • Applicants should be interested in international cultural exchange
  • Students Should be in good physical and medical health
How to Apply for UMY Scholarships?

Please follow the following application instructions to apply for this scholarship.

  1. First of all, applicants have to submit their online application for UMY scholarships through UMY online application portal.
  2. Send the required documents to the Cooperation and International Affairs Office UMY through e-mail at
  3. Required Documents:
    • CV/Resume
    • High school certificate,UMY Scholarships 2023 Indonesia.
    • Undergraduate certificate,UMY Scholarships 2023 Indonesia.Postgraduate certificate,UMY Scholarships 2023 Indonesia
    • Academic Transcript.UMY Scholarships 2023 Indonesia.
    • Recommendation Letter from Home University
    • TOEFL/IELTS Results,UMY Scholarships 2023 Indonesia.
    • Achievement Certificates,UMY Scholarships 2023 Indonesia.
    • Research Proposal,UMY Scholarships 2023 Indonesia.
    • Medical Check-uUMY Scholarships 2023 Indonesia.

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5 Reasons You Should Study In Australia

5 Reasons You Should Study In Australia

5 Reasons You Should Study In Australia:

There is no place in the world much like Australia. From its stunning flora and fauna to the amazing geographical locations, from the cultural heritage of the aboriginals to the warmth and reception of the Aussies, from the sporting events to jaw-dropping architecture, this is a place everyone must visit in their lifetime.

This is also a great educational center that attracts thousands of students from around the world. If you are not convinced as to why you should seek education here, let us help you walk through the five biggest reasons why you should study here. Let us get started.

1. Top-notch Universities

Australia is home to some of the top-notch universities in the world including Sydney University, Melbourne University, Queensland University, University of Western Australia, University of Adelaide, Curtin University, University of Canberra, University of Tasmania, and James Cook University, to name a few. Many of these universities are ranked among the top 100 universities in the world.

As you can guess, when you have these many universities, the options for a variety of courses
only increase multi-fold. So, whether you want to pursue science or arts and culture, history or
performance art, filmmaking or literature, you won’t run out of options to study in this beautiful

2. Easy Access to Student Visa

A major hindrance that all international students dread before going to the foreign educational location of their dream is the taxing process of obtaining a student visa. This is one official aspect that can wreak havoc with your plan. But, in Australia, even this issue is being taken care of, for the most part, since getting a student visa in Australia is way easier when compared to the same in other foreign locations.

A streamlined process for the student visa (subclass 500) is offered by Australia, and once you fill-up the requirements, you will easily get your student visa in your hand. In addition, consumer protection rights are offered to international students along with OSO (Overseas Student Ombudsman) so that students stay protected and well during their tenure of stay.

3. Internationally Recognized Qualifications

The AQF (Australian Qualifications Framework) brings into its structure qualifications from different training and educational sectors which acts as a single qualification system that is accepted and recognized not only in Australia but also all across the globe. This ensures that the degree that you earn from Australia will help get you a job in any part of the world. The standard method that is provided through this AQF method helps in deriving a comparable qualification when you choose to move back to your home country or any other country of your choice to seek a career.

4.Wide Employment Opportunities

Speaking of careers, the employment opportunities in Australia are plentiful. Let us start by stating the fact that many student visas will grant you access to work for around 20 hours a week while studying. This extends to unrestricted hours during vacation. As such, you can get plenty of sources of income during your tenure as a student.

Furthermore, the placement exposure is huge since this place is home to several multinational companies that will hire you on your merit. Programs such as the PYP (Professional Year Program) will allow you to get mentored by industry experts in various Australian workplaces in the fields of accounting, information technology, and engineering.

5. Cultural Diversity

Last but certainly not least, having a diverse group of classmates is very important not only to feel included but also because you get more opportunities to learn and grow from the different cultures, backgrounds, and experiences of your peers. Since this place attracts students from all over the world, the cultural exposure multiplies and you are left with a wholesome positive experience.

Australia is truly a one-of-a-kind nation that provides a positive and top-notch experience for those who are looking to pursue education here. We hope these aforementioned reasons have convinced you as to why you should study in the beautiful nation of Australia.

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Imperial Collage London PhD Scholarship 2023 (Fully Funded)

Imperial Collage London PhD Scholarship 2023 (Fully Funded)

Imperial Collage London PhD Scholarship is currently open. In this article we will explain in detail about this scholarship, its benefits and step by step application process.

Imperial Collage London PhD Scholarship 2023-2024 is a fully funded scholarship for international students. Up to 10 fully-funded scholarships are awarded each year. This scholarship covers both tuition fees and an annual tax-free contribution to maintenance costs of £18,062 – £22,200 for 42 months.

To be eligible for Imperial Collage London PhD Scholarship, you are expected to have obtained (or be heading for) a First Class Honors degree at Master’s level (or equivalent) in chemical engineering, another branch of engineering or a related science. In order to do so, Imperial College London opens its arms and invites diversity from outstanding academicians from all over the world,

Imperial is among the universities in the United Kingdom having the most international students. It offers scholarships to its international students also. A number of scholarships are available in the Department of Chemical Engineering. These are highly competitive scholarship awards and are awarded to students who distinguish themselves from the herd.

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Leiden University Excellence Scholarship (LexS) 2023

Leiden University Excellence Scholarship (LexS) 2023

Leiden University Excellence Scholarship is currently open. In this article we will explain in detail about this scholarship Program, its benefits and step by step application process.

Leiden University Excellence Scholarship 2023-2024 is a tuition fee masters scholarship for international students. This scholarship provides average amount of € 15,000 annually.

Leiden University Excellence Scholarship invites applications from international students to pursue masters degree at Leiden University Netherlands. These scholarships are fully funded and awarded to bright students.

The number and type of award of the scholarship depends on the budget available for each Faculty department. Leiden University was founded in 1575 and is one of Europe’s leading international research universities.

The motto of the University is ‘Praesidium Libertatis’ – Bastion of Freedom. It has seven faculties in the sciences, arts and social sciences, spread over locations in Leiden and The Hague. The University has over 6,700 staff members and 28,130 students.

Scholarship Summary
  • Level of Study: Masters
  • Institution(s): Leiden University
  • Study in: Netherlands
  • Courses Offered: All Masters programs in the following Faculties:Humanities, Archaeology, Medicine/LUMC, Law, Social and Behavioral Sciences, Governance and Global Affairs, Science, Interfacultair Centrum voor Lerarenopleiding, Onderwijsontwikkeling en Nascholing (ICLON), African Studies Centre, International Institute for Asian Studies.
  • Program Period: The maximum study period for a 1-year program is 12 months. The maximum study period for a 2-year program is 24 months.
  • Deadline: 1 Feb for programmes starting 1 Sept / 1 Oct for programmes starting 1 Feb
Scholarship Coverage

Leiden University Excellence Scholarship (LexS) provides the recipient with the following benefits:

  • € 15,000 of the tuition fee,Leiden University Excellence Scholarship (LexS) 2023.
  • € 10,000 of the tuition fee,Leiden University Excellence Scholarship (LexS) 2023.
  • Total tuition fee minus the statutory tuition fee,Leiden University Excellence Scholarship (LexS) 2023.Eligibility Criteria for Leiden University Excellence Scholarship

To qualify for a Leiden University Excellence Scholarship (LexS), candidates must fulfill all of the following requirements below:

  • Required Language: English
  • Eligible Countries: Non-EU/EEA international students
  • In prior academic education, the student must have achieved excellent study results which are relevant for the program for which the student wishes to enrol. As an indication, the student will be among the top 10% for the relevant program followed abroad.
  • Students must have achieved excellent study results in their previous education, this being relevant to the Master’s program for which they are applying. As an indication, the student is among the top 10% of graduates in his/her previous study program. Note: proof of ranking is not required – this information is purely to indicate the level of competitiveness.
  • The student will hold a non-EU/EEA passport and will not be eligible for support under the Dutch system of study grants and loans “Studiefinanciering”. For more information please refer to: This does not apply to the Advanced Masters, application for the LExS for these program is open to all nationalities.
  • Continuation of the LExS is not guaranteed when a student changes his or her degree program during the study program. Requests will be reviewed case by case and the final decision will be taken by the Faculty Selection Committee(s). In case the change is before the student has registered for the study program, the LExS scholarship will be revoked and the student will have to re-apply for the scholarship.
  •  The LExS is only valid for the period the student is registered at Leiden University as a full time student within the time frame of the study program.
  • A LExS granted for the academic year as specified in the decision letter cannot be transferred to another academic year or to a next intake within the same academic year. In case a student has been awarded a LExS for the September (or February) intake and decides to postpone his/her participation in the study program, the LExS will be revoked. Requests will be reviewed case by case and the final decision will be taken by the Faculty Selection Committee(s).
  • The student is not permitted to receive any additional full scholarship for the same program, other than in the case of partial scholarships, where this has to be confirmed in writing in advance. The student should notify the Leiden University if another full scholarship such as the Netherlands Fellowship Program, Jean Monnet etc. has been awarded and which scholarship has been accepted.
  •  For a program lasting more than one year, the student is required to obtain a minimum of 60 ECTS in the first year of study in order to retain the right to LExS for the following academic year. In cases where there is any uncertainty as to the number of ECTS standards for satisfactory progress and the time and manner in which progress will be measured will be set by the Leiden University Selection Committee.
  • A student is allowed to submit several applications for scholarships at one time. However, it is not possible to combine scholarships which are provided or sponsored by Leiden University. This concerns the following scholarship programs: Orange Tulip – China and CEU Praesidium Libertatis. Also it is not possible to combine the LExS with scholarships which are provided on a bilateral agreement with educational institutions, or any other scholarship which might be provided or sponsored by Leiden University in the near future
  •  The student must comply with Dutch visa regulations.
  • The LExS will not be awarded to students who are admitted to a second Master program at Leiden University with the exception of students applying for a Master program for which a specified previous Master program or work experience is mandatory.
  • Leiden University should be notified as soon as possible of any change in nationality, type of residence permit, and/or possible “Studiefinanciering” support, throughout the academic year.
  •  If the student terminates the study prematurely, any requests for reimbursement of tuition fees will be made to Leiden University and analogues to the “Regeling inschrijving, college- en examengeld” for the applicable academic year. The student should submit the de registration form to Leiden University. If applicable, the student will subsequently receive a reimbursement of the tuition fee less the
    scholarship on a pro rata basis.
  •  During the study at Leiden University the student will take an active part in activities to promote the LExS.
  •  The student has to accept the granted LExS scholarship by filling out the ‘Acceptance Form LExS’,Leiden University Excellence Scholarship (LexS) 2023.

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Belgium Visa Application Requirements

Belgium Visa Application Requirements

Belgium Visa Application Requirements:

The Western European country of Belgium, officially known as the Kingdom of Belgium, is home to 11,420,163 residents. Its capital, Brussels, is among the largest and most densely populated Belgian cities.

The Dutch, Spanish, French, and Austrian have ruled different parts of today’s Belgium, which have left behind a rich history and architecture. The country is distinguished by its canals, cobbled streets, and medieval buildings.

Belgium Entry Requirements

If you reach Belgium by air, upon arrival at the Belgian airport you will have to present some travel and identification documents to the Belgian border officer. These documents are as follows:

  • A valid passport or travel document. Valid for at least three more months beyond the date you plan to leave Belgium (and the Schengen Zone), issued within the last 10 years.*
  • A visa – if you are subject to the Belgian visa regime.

You may also be asked for other supporting documents such as an invitation letter from a Belgian host, proof of lodging, or a round-trip ticket. For more information in this regard, contact the local consular services of Belgium in your home country.

These documents will be checked by the Belgian border official, who may ask you a few questions about your trip to Belgium like:

  • What is your purpose for visiting Belgium?
  • How long do you intend to stay in Belgium?
  • Where are you going to stay in Belgium? Etc.

Upon checking your documents, the Belgian border officer will give the final decision on whether you should be permitted to enter Belgium or not. If everything looks okay, you will be allowed to enter Belgium, and thus the Schengen Area.

Please, make sure that the Belgian border officer gives you an entry stamp in your passport when you enter the Schengen area. Without authorization, you could be fined or detained in Belgium.

Who Needs a Schengen Visa to Enter Belgium?

Because of the common rules of the Schengen zone in the issuance of visas, you will have to apply for a visa when traveling to Belgium if you are:

  • A citizen of a third-world country that has not reached a visa liberalization agreement with the EU
  • A citizen of a third-world country that has reached a visa liberalization agreement with the Schengen states, but you were rejected from entering Belgium or any other Schengen country visa-free.
What Type of Visa Do I Need to Enter Belgium?

If you are planning to visit Belgium for a short-term trip, you will have to apply for a Schengen Visa to Belgium. According to the purpose of your visit to Belgium, you can get one of the following Schengen visa types:

  • Belgium Airport Transit– if you need to transit through one of the Belgian airports, to reach your travel destination country, outside the Schengen Area. Find out if will need a Belgian Airport Transit visa.
  • Belgium Tourist Visa – for visitors who wish to spend their vacations in Belgium, or that want to come over for sightseeing and exploring.
  • Belgium Visitor Visa – for foreigners who have family members or friends residing in Belgium, and wish to pay them a visit.
  • Belgium Business Visa – established for business people that want/need to participate in activities that are related to business, in Belgium.
  • Belgium Visa for Official Visit – for delegations traveling to Belgium on official visits.
  • Belgium Visa for Medical reasons – per patients that need to obtain medical care in one of the hospitals or clinics in Belgium
  • Belgium Visa for Study Purposes – for those who wish to study at an educational institution in Belgium, for up to three months.
  • Belgium Visa for Cultural, Sports, and Film Crews – for people wishing to attend an activity in the cultural or sports field, which takes place in Belgium,Belgium Visa Application Requirements.
What Documents are Required when Applying for a Belgium Schengen Visa?

According to Belgium visa requirements, the following documents must be submitted to the Belgium embassy/consulate when applying for any short-term Belgium visa:

  • Belgium visa application form. They are fully completed, printed, and signed at the end.
  • Two identical photos. The photographs should be no older than three months and taken according to the Belgium visa photograph requirements & specifications.
  • Your passport. It should contain at least two blank pages in order to be able to affix the Belgium visa sticker. Check the validity of your passport before you apply, since it must be valid for at least 3 months beyond the date you exit Belgium (Schengen territory). It must be no older than 10 years, as well,Belgium Visa Application Requirements.
  • Copies of your previous visas (if applicable).
  • Language Preference Form. Belgian authorities offer you the opportunity to choose in which of the three national languages of Belgium you wish your application to be treated (French, German or Dutch). On the other hand, if you choose to complete the application in English, please choose “no preference”.
  • A cover letter. In which you explain why you wish to visit Belgium and give further details on your trip.
  • Round-trip Flight Itinerary. Containing the dates and flight numbers specifying entry and exit from Belgium (Schengen area),Belgium Visa Application Requirements.
  • Proof of accommodation. A document that shows where you will stay in Belgium. I.e. Hotel reservation for the whole duration of the intended stay in Belgium.
  • Proof of civil status. This could be a marriage certificate, birth certificate of children, death certificate of spouse, etc.
  • Proof of sufficient financial means for the period of stay in Belgium. According to the Belgian Immigration Office, a traveler has to attest to possessing €95 per day if staying in a hotel and €45 when planning to get accommodated by cheaper means.
  • Schengen Travel Insurance. You are required to submit a document that confirms that you have purchased travel insurance for Belgium and the whole territory of Schengen, with a minimum €30,000 coverage for medical emergencies, and repatriation in case of death,Belgium Visa Application Requirements.
Belgium Visa Requirements Based on Your Employment Status

Additionally, you will need to provide the embassy/consulate with documents that prove you meet Belgium visa requirements based on your employment status:

If employed:

  • Employment contract,Belgium Visa Application Requirements,Belgium Visa Application Requirements.
  • Current bank statement for the latest 6 months
  • Leave permission from the employer
  • Income Tax Return (ITR) form or Certificate of Income Tax deducted at the source of salary

If self-employed:

  • A copy of your business license
  • Company bank statement for the latest 6 months
  • Income Tax Return (ITR)

If a student:

  • Proof of enrolment,Belgium Visa Application Requirements.
  • No-objection certificate from school or university
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If retired:

  • Pension statement of the latest 6 months,Belgium Visa Application Requirements.

If applicable:

  • Proof of regular income generated by a property, for the last 6 month,Belgium Visa Application Requirements.
Belgium Visa Requirements for Minors

Additional Belgium visa requirements for minors wishing to visit Belgium for short stays are as follows:

  • Birth certificate of the minor traveling to Belgium
  • Belgium application form signed by both parents,Belgium Visa Application Requirements.
  • Family court order – in cases where only one parent has full custody of the child.
  • Certified copies of ID/passport of both parents.
  • A notarized parental authorization ,Belgium Visa Application Requirements.

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Study and work opportunities in Belgium for international students

Study and work opportunities in Belgium for international students

Study and work opportunities in Belgium for international students:

Belgium is known to be a small country with a few public universities, some of which ranked among the top 200 universities in the world in recent QS World University Rankings. This article, there is all you need to learn ab

out studying and working in Belgium as an International Student.

a top study destination in Europe with a serious language barrier, Belgium is preferred by thousands of international studAs ents. The predominant languages of instruction – French, Dutch, and German – are officially recognized as the official languages of the country. However, the official languages used by Belgium’s higher institutions are solely dependent on the communities housing that university.

Tuition fees and living costs for international students in Belgium

Belgium institutions consist of both private and public universities but however the tuition fees at Belgian universities are relatively affordable,

EU students are expected to pay around 800-850 euros per annum depending on the choice of the institution while non-EU students are expected to pay higher between the range of 1000 euros to 4000 euros depending on the choice of institution.

International students studying for master’s and undergraduate degree programs are required to pay applications fee.  Although scholarships are available for this purpose but are usually very competitive,Study and work opportunities in Belgium for international students.

Cost of living

Living cost in Belgium varies depending on the city in which you live, Brussels, the capital, is the most expensive city in the country. The highest amounts of your budget would be spent on accommodation and if you decide to eat mostly at the restaurant, you should be aware that some of them have expensive prices,Study and work opportunities in Belgium for international students.

However, there are nice accommodations on campus and also private residences, but the campus accommodations are quite cheaper and affordable for students who can’t afford private residence, on average students may spend between €750 and €1 100 per month which covers accommodation, feeding, travel, and other expenses.

You could also get a part-time job to augment your expenses while studying,Study and work opportunities in Belgium for international students.

Food cost

Buying foodstuffs and cooking at home is the best way to manage finances however on average, you would spend around 150 EUR/month for your groceries, and eating out in a restaurant would be about 12 euros for a meal or even less depending on your residential location,Study and work opportunities in Belgium for international students.

Transportation cost

The easiest model of transportation for international students is trains and buses monthly passes for students on public transportation usually cost around 20 euros/month. taxis are rather expensive, meaning you can expect to pay around 25 euros for inner-city trips, however, if you plan to rent or travel by car, the price for gas is between 1.39 and 1.60 euros a liter which might end up being more expensive than going by train.

Extra costs

Here are a few examples of other expenses while living in Belgium:

  • Books: 35 – 50 EUR/month
  • Entertainment: 50 EUR/month
  • Insurance/ health care: 30 EUR/month
  • View and compare 80 Bachelor programs in Belgium
Resident permit

A resident can be applied for at the regional employment embassy in Belgium as an international student. With a valid resident permit, you are allowed to work 20 hours per week while school is in session. It could be more during the holiday and you may not need the work permit,Study and work opportunities in Belgium for international students.

  • The residential permit must be applied for 8 weeks on your arrival to Belgium, make a call to the local municipal administration offices to register for a residence permit. With the residence permit, you can open a bank account, apply for a work permit and also purchase an insurance policy in Belgium. However, in some cases, you can apply to live on the campus residence in whichever way you will be helped out,Study and work opportunities in Belgium for international students.

Note: If you need to extend your visa, you should apply for an extension of your residence permit. You should make an appointment at least 14 days before your expiration date. You have to apply at your local administration office or town hall,Study and work opportunities in Belgium for international students.

Top universities in Belgium to Study

Some of the top universities in Belgium include:

  • University of Leuven
  • University of Antwerp
  • Ghent University
  • University of Liege
  • Vrije Universities Brussels (VUB)
Job opportunities for international students in Belgium

As an international student studying in Belgium, getting a part-time job to support your studies is very important. It will help ease your financial burden while studying in Belgium. However, earning from such jobs would not be sufficient to pay for tuition fees but it will be of little help to support your studies for example to pay your food bills or maybe entertainment costs,Study and work opportunities in Belgium for international students.

The type of job you get may largely depend on your qualification, previous work experience, and your ability to understand the native language. But having a part-time job helps me understand the culture and language faster and meet new people,Study and work opportunities in Belgium for international students.

Part-time job opportunities are better for students enrolled in graduate programs or research. For candidates enrolled in undergraduate programs or certificate courses of short durations, opportunities are limited. Commonly available part-time jobs for international students include;

  • Gardening
  • Newspaper delivery
  • Filling station attendant
  • Bar attendant
  • Working in an amusement park
  • Work from home (remote jobs)
  • Working in a restaurant
  • Librarian
Advantages of studying in Belgium

The following are the numerous advantages of studying in Belgium they include:

  • Affordable transportation: transportation is very affordable in Belgium, which makes it great for students to travel during their spare time. The available transportation means are rams, metros, buses, and even trains. Which are very affordable
  • Affordable housing: renting an apartment in Belgium is very cheap and affordable, Belgium has no record of housing shortage for international students getting an apartment to stay in while studying in Belgium is very easy and affordable
  • Standard universities and business schools: Belgium universities are recognized globally and rank among the top universities in the world. Surprisingly, even with the excellent learning facilities, the schools are very affordable for international students compared to their counterparts around the world,Study and work opportunities in Belgium for international students.
Disadvantages of studying in Belgium

Some of the few disadvantages of studying in Belgium would include:

  • Rainy weather conditions: the rainy weather condition may have a negative effect on international students who are not used to such weather conditions.
  • Excessive taxation: Taxes in Belgium are some of the highest in the world. The personal income tax brackets range from 25 to 50 percent.  Giving away half of your salary to the government surely pinches,Study and work opportunities in Belgium for international students.
  • Language complexity: Belgium has 3 official languages namely French Dutch and German So if you do not know any of the three languages, things can get tough for you. These three languages are difficult to learn and can be challenging as well,Study and work opportunities in Belgium for international students.

In conclusion, studying in Belgium is a very good option for international due to the low cost of living and standard of learning. However, the language barrier could be a problem, except you are able to learn at one of them,Study and work opportunities in Belgium for international students.

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